12 Based on the numbers you've entered, Money has calculated a negative regular contribution amount. This means you would reach your retirement income goal without having to make regular contributions.
13 Monthly
14 Annually
15 monthly
16 annual
17 %s %s retirement income from age %d to %d.
18 Your total savings at age %d would need to be %s.
19 Revised Goal (Assuming %s%% inflation):
20 %s %s retirement income at age %d, increasing with inflation to %s at age %d.
21 Your total savings at age %d would need to be %s.
22 %s monthly
23 Courier New
24 YOUR RETIREMENT SAVINGS PLAN
25 (Level Contributions)
26 (Growing Contributions)
27 Current Date:
28 Retirement Income Goal, in current dollars:
29 Adjust Income For:
30 Inflation
31 %
32 Collect Income From Age:
33 to
34 Current Age:
35 Current Return on Savings:
36 Post-Retirement Return on Savings:
37 SCHEDULE OF CONTRIBUTIONS
39 Year
41 Age
42 Annual
43 Contribution
44 Avg. Monthly
45 Contribution
46 Return on
47 Savings
48 Savings
49 Balance
50 Starting Balance:
51 SCHEDULE RETIREMENT INCOME
52 Annual
53 Income
54 Avg. Monthly
55 Income
56 Retirement Savings (Nest Egg):
57 The information has been copied to the clipboard.
58 Notice
59 &Done
60 Cancel
61 &Next >
62 Money found %s already loaded. Please close Windows and try again.
63 Monthly Retirement Income could not be calculated.
64 Total Savings at retirement age could not be calculated.
65 Monthly Retirement Income after inflation could not be calculated.
66 Total Savings could not be calculated.
67 ?
68 &Help
69 Money cannot calculate the Contributions because it has reached the limits of its numeric precision.
500 Use this Planning Wizard to see how much you'll need to save in order to reach your retirement income goal.
501 Saving For Retirement
502 Your Retirement Assumptions
503 Money will use this information to create a retirement savings plan, including adjustments for inflation.
504 Your Goal: What monthly or annual income would you like to receive after you retire?
505 Think of your retirement needs in terms of what things cost today. Money will make the necessary adjustments for inflation.
506 Starting Point: How much money do you currently have in retirement savings?
507 After you retire, what return will you expect from your savings?
508 Upon reaching retirement, you may decide to move your savings into lower-risk investments like CDs or high-grade bonds. Lower-risk investments typically have lower yields.
509 What is the current return on your retirement savings?
511 Your return is the total of all interest, dividends, or other gains you receive on savings and other investments, expressed as an annual percentage. Enter a conservative value that estimates your return after taxes.
512 Adjustment For Inflation
513 Inflation may cause the money you save today to be worth less by the time you retire. You can keep up with inflation by increasing the amount of your contributions.
514 Money will revise your goal to compensate for inflation, and use these new values in its calculations on the following pages.
515 Level
516 First Contribution:
517 Two Ways To Reach Your Goal
518 Growing
519 If you would rather start small and gradually increase your contributions with inflation, your savings will compound SLOWER and you'll need MORE in total contributions to reach your goal.
520 Total Contributions:
521 Last Contribution:
522 + Return on Savings:
523 = Retirement Nest Egg:
524 First Contribution:
525 Last Contribution:
526 Total Contributions:
527 + Return on Savings:
528 = Retirement Nest Egg:
529 If you can contribute the same amount each month from now until when you retire, your savings will compound FASTER and you'll need LESS in total contributions to reach your goal.
530 Summary
531 Here is a year-by-year summary of your contributions and retirement income. You can view level or growing contributions, and save the summary to a file for future reference.
1000 &Next >
1001 < &Back
1002 C&opy
1003 &Help
1004 Cancel
1005 How old are you?
1006 At what age do you plan to retire?
1007 Until what age will you need to receive retirement income?
